Welcome to Our Financing Department

Car Loan and Honda Lease in Columbia, SC

Welcome to Midlands Honda's Finance Department, your resource for auto loans and car leases in Columbia SC. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan in Columbia SC. No credit, no problem! We will work with you to secure a no credit car finance program if your situation demands it. Midlands Honda has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs in Columbia, SC.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Buying and leasing are different

When you buy, you pay for the entire cost of a vehicle, regardless of how many miles you drive it. You typically make a down payment, pay sales taxes in cash or roll them into your loan, and pay an interest rate determined by your loan company, based on your credit history. You make your first payment a month after you sign your contract. Later, you may decide to sell or trade the vehicle for its depreciated resale value.

When you lease, you pay for only a portion of a vehicle's cost, which is the part that you "use up" during the time you're driving it. You have the option of not making a down payment, you pay sales tax only on your monthly payments (in most states), and you pay a financial rate, called money factor, that is similar to the interest on a loan.You may also be required to pay fees and possibly a security deposit that you don't pay when you buy. You make your first payment at the time you sign your contract ? for the month ahead. At lease-end, you may either return the vehicle, or purchase it for its depreciated resale value.

Your privacy is important to us.

Midlands Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.