Honda Lease Financing & Car Loans in Columbia, SC

Welcome to Our Financing Department


Car Loan and Honda Lease in Columbia, SC

Once you've found the perfect new Honda or used car on our lot, let us help you figure out your auto financing options. Whether you're in need of a car loan or a Honda lease in Columbia, SC, the car financing experts at Midlands Honda can help. We work with each customer at our dealership on an individual basis. Together we can determine the best financing solution for your unique lifestyle and budget.

If you have an existing car loan, come talk to us about refinancing! Worried about bad credit or no credit? Don't be; we work with people with all kind of credit history. Let us help you take the stress out of the auto financing process.

To get started on the route to securing an auto loan or lease in Columbia, SC, fill out our online finance application. If you would rather get more information in person, come to our dealership at 124 Killian Commons Parkway. Our friendly and knowledgeable finance experts will be happy to help you.

Buying and leasing are different

When you buy, you pay for the entire cost of a vehicle, regardless of how many miles you drive it. You typically make a down payment, pay sales taxes in cash or roll them into your loan, and pay an interest rate determined by your loan company, based on your credit history. You make your first payment a month after you sign your contract. Later, you may decide to sell or trade the vehicle for its depreciated resale value.

When you lease, you pay for only a portion of a vehicle's cost, which is the part that you "use up" during the time you're driving it. You have the option of not making a down payment, you pay sales tax only on your monthly payments (in most states), and you pay a financial rate, called money factor, that is similar to the interest on a loan.You may also be required to pay fees and possibly a security deposit that you don't pay when you buy. You make your first payment at the time you sign your contract ? for the month ahead. At lease-end, you may either return the vehicle, or purchase it for its depreciated resale value.

Your privacy is important to us.

Midlands Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Midlands Honda

124 Killian Commons Parkway
Directions Exit 22 off of I-77
Columbia, SC 29203

  • Sales: (888) 695-5814
  • Service: (888) 207-2574
  • Parts: (888) 816-5157


  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-8:00pm
  • Saturday 9:00am-7:00pm
  • Sunday 1:00pm-6:00pm